Could your child be the next Money Smart Kid?

Is your child better with money than you are? Then they might be a perfect candidate for this year’s Money Smart Kid.

The Federal Reserve Bank of Chicago is looking for a student in grades 5-8 in the Chicago area who can think on their feet and is comfortable speaking to large groups of people about money management.

This year’s essay question: What is the difference between an investment and an expense? What would be a good investment in your community and why?

Six finalists will be chosen to attend the Money Smart kick-off breakfast April 22, with one being named this year’s Money Smart Kid. The winner is awarded a $5,000 scholarship from BMO Harris Bank and will spend a year as Chicago’s financial literacy ambassador. Two $2,500 scholarships will be awarded to runner-ups and laptops will be awarded to the other three finalists.

Submissions deadline is March 21.

For the application and guidelines, visit

Money Smart Week is April 20-27.

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