Just say no: Refuse to buy things for young
children when they are at the store with you. No trinket is more
valuable than the real gift you give your child by denying instant
gratification. If you give in, your child-who is too young to
understand money-simply will learn that when they want something,
they get it.
Create a currency: Start your own economy.
Kids love to earn gold stars, bottle caps or other "currency" that
can be exchanged for the things they want. The more tactile the
better. Start with stickers on a chart and work your way up to
physical objects the child can hold and manipulate. Added bonus:
Make believe with money: Little kids love to
play pretend. Provide toys that encourage fiscal play, like toy
cash registers, scanners, and ATM machines. Let them empty the
pantry to set up a store or encourage them to hold a bake sale with