Teaching kids sooner rather than later about money and debt can pay off substantially. Using credit responsibly and living within your means are valuable financial habits that cannot be taught quickly.
Rather, a well-rounded financial education occurs over time with age-appropriate lessons, many of which are conveniently disguised as fun.
Use these techniques to help your kids grow into financially savvy young adults.
Lela Davidson is a former CPA and the author of Blacklisted from the PTA, a collection of irreverent essays about motherhood and the modern family.