So, this holiday season, gather around the family table, set the rules and write them down. Everyone signs and no surprises in January. You will find that giving opportunities to create family memories beats traditional store-bought gifts any day.
Susan Beacham is the founder and CEO of Money Savvy Generation, a financial education company that provides innovative products and services to help parents and educators teach children the skills of basic personal finance, www.MoneySavvyGeneration.com. E-mail her at Susan@MSGen.com.
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